These terms govern your use of okurra.com and your purchase of licences for O!kurra Capital Defense. Please read them before buying. By creating an account or placing an order you accept these terms.
1. Who we are
O!kurra is a product of MMDTEC LTD, a company registered in England & Wales under number 12577319, registered office 590 Kingston Road, London, SW20 8DN, United Kingdom. You can reach us at [email protected] — see our contact page.
The terms published at mmdtec.com cover the company’s own website. The present terms cover this website and the O!kurra product.
2. What O!kurra is — and what it is not
O!kurra Capital Defense is software for the MetaTrader 5 platform: an Expert Advisor (a “robot”) together with free indicators and design panels, plus educational material (manual, course, Creator).
O!kurra is an educational tool. It is not investment advice, it is not a financial service, and it does not manage anyone’s money. We do not receive your funds, we have no access to your brokerage account, and we make no promise of profit. Every configuration you build is your decision and your responsibility. Trading carries a substantial risk of losing capital; leverage increases that risk. Test on a demo account first.
We do not publish performance figures, backtest results or profitability claims, because they are not a forecast of anything.
3. Account
You need an account to buy a licence, download files and use the panel. Keep your password confidential; you are responsible for activity carried out with your credentials. Tell us immediately if you believe your account has been accessed by someone else.
You must be at least 18 years old and legally able to enter into a contract.
4. Licence
When you buy, we grant you a non-exclusive, non-transferable licence to use the Expert Advisor for the period you paid for, on the MetaTrader 5 accounts you register with your licence key in the panel. The number of accounts per key and the number of keys per customer are shown in your panel.
The Expert Advisor verifies its licence online with our server; the verification record includes the MetaTrader account number, broker server, EA version and IP address (see the privacy policy).
You may not: resell, rent, sublicense or share the software or your licence key; decompile or reverse-engineer it except where the law expressly permits; circumvent the licence verification; or use the software to build a competing product.
The indicators and design panels are free: any registered account may download them. They remain our software and the restrictions above still apply.
We may revoke a licence used in breach of these terms; we will tell you why.
5. Prices and payment
Prices are shown on the website (pricing) and at checkout. They are quoted net; local tax (VAT) is added at checkout according to your country, and we collect it and remit it to the relevant authority. Payments are handled by Stripe; we do not receive or store your card details. Your order is accepted when we confirm it and the licence appears in your panel.
The Granary (your wallet) and the order of payment. You may keep a balance in “grains” (1 grain = £1 net). If you have a balance when a payment falls due, we take it from the Granary first and charge your card only for the remainder. Within the Granary we spend the non-refundable grains first (rewards and top-ups we granted), and only then the ones you bought. The Granary pays for the subscription, for Creator PRO and for downloading sets published by other users. The balance does not expire, and an unused balance is not lost — see refunds and cancellations.
Invoices. We issue an invoice when you pay money: when you top up the Granary and when your card is charged. Spending grains later is not a separate payment, so it does not produce another invoice — you get an e-mail notification for every deduction and the full history is in your panel. When we refund a balance, we issue a credit note against the original top-up.
If you buy a subscription, it renews automatically for the same period at the price then in force until you cancel it. You can cancel at any time in the panel; the licence stays active until the end of the period you have paid for. We will tell you in advance about any price change affecting a renewal.
6. Delivery
Delivery is electronic and immediate: after payment the licence key appears in your panel (Licence keys) and the download becomes available in the panel (Downloads). Nothing is shipped physically. If a licence does not appear within an hour of a successful payment, contact us and we will resolve it.
7. Workshops and materials
Access to workshop recordings and materials is personal and tied to your account. We hand out material links only after checking that you are entitled to them — they are not published on the site and we do not send them by e-mail.
We record those hand-outs (date, account, IP address) to protect the service. We do not track what you watch or for how long — only the fact that a link was issued. Records are deleted after 180 days.
8. Cancellation and refunds
Your statutory rights and our refund practice are described on the separate refunds and cancellations page, which forms part of these terms.
9. Availability and changes to the software
We aim to keep the service available, but we do not guarantee uninterrupted operation: MetaTrader, your broker, your VPS and our own maintenance all affect it. We develop the software continuously; new releases may change or remove behaviour. Our support covers the current release and the one before it — see the version history.
10. Your content
Settings files (.set), Creator conversations and material you publish in the
Tester Zone remain yours.
By publishing a set in the Tester Zone you grant us a free, non-exclusive licence to store it, display it and make it available to other users within the Zone — including for a price, in grains. We sell in our own name: we are the ones answerable to the buyer for what they downloaded. Your first name is shown as the author.
For every download of your set we grant you a reward in grains (half the download price, rounded up). The reward is credit inside the platform: you can spend it on our services, but it is not payable in money and is not refundable to a card. It is not remuneration and it creates no engagement or commercial partnership between us.
You are responsible for what you publish, and you must not publish anything unlawful or anything you have no right to share. We remove publications that break these rules.
11. Liability
Nothing in these terms limits liability that cannot be limited by law (including death or personal injury caused by negligence, or fraud).
Subject to that: we are not liable for trading losses, lost profits, lost data, or losses arising from decisions you make using the software or the educational material. Our total liability in connection with a licence is limited to the amount you paid for that licence in the twelve months before the claim.
We provide the software “as is” for the purposes described in the manual. If you are a consumer, your statutory rights regarding digital content that is not of satisfactory quality, or is not as described, are unaffected.
12. Ending the contract
You may stop using the service at any time and delete your account in the panel (this deletes personal data as described in the privacy policy). We may suspend or end your access if you materially break these terms — for example by sharing a licence key — after telling you what the problem is, unless the breach is serious enough to require immediate action.
13. Changes to these terms
We may change these terms; the current version is always published here with the date of the last update. For changes that materially affect an active licence or subscription we will notify you by e-mail in advance, and you may cancel before the change takes effect.
14. Law and disputes
These terms are governed by the law of England & Wales, and disputes are subject to the courts of England & Wales. If you are a consumer resident in the EU or Poland, you keep the protection of the mandatory rules of your country of residence, and you may bring proceedings in your local courts.
Complaints: write to [email protected]. We answer complaints within 14 days.